Post office disability pay


Q: I am a former FERS employee who was placed on disability retirement by the U.S. Postal Service because of PTSD. I was 58 at the time with 14 years as a full-time employee. I was told that, after reaching age 65, my pay would change, and I would receive more. Does anyone know how this works?

A: At age 62 – not 65 – your annuity will be recomputed using the standard FERS formula: 0.01 x your high-3 on the day you went on disability retirement x your total years of FERS service. The product will be increased by any cost-of-living adjustments that have occurred since you retired on disability.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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