Spouse’s death and new survivor benefit request


Q. Consider a retired federal employee who was married and has chosen a spouse survivor benefit at the time of retirement. If the spouse dies and the annuitant remarries:

1. Are further annuity reductions needed to cover the new spouse?

2. Is the nine-month waiting period still required?

3. If the original survivor benefit was less than full, can the benefit be increased (with increased annuity reduction)?

A. Yes to all three.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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