CSRS offset and annuity


Q. I received a refund of my CSRS contributions when I separated from federal service in 1993. Four years later, I returned to federal service. I am CSRS offset.

Because I withdrew my contributions from CSRS, and federal service where Social Security taxes are withheld is not affected by the windfall elimination provision, will withdrawing CSRS contributions change my Social Security benefit when I retire?

A. No. Because you took a refund of your retirement contributions after Feb. 28, 1991, that period of service won’t be used in the computation of your annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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