Law enforcement employment and retirement


Q. I am planning on retiring when I am 60. I will have 16.5 years of law enforcement employment (age waiver for entrance). I also have bought back 9¼ years’ active-duty time. Will I get the special rate of 1.7 percent for my law enforcement time and then 1 percent for the buyback time?

A. No. Your entire annuity will be computed using the standard formula. No part of it will be computed using the enhanced formula for law enforcement officers. For the enhanced formula to be used, you would need to have at least 20 years of actual law enforcement service.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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