Government pension offset


Q. I am under CSRS. My wife has worked in private sector her entire career. If she dies before I do, will I be entitled to her Social Security survivor benefits, or will there be an offset?

A. Your Social Security spousal benefit would be subject to the government pension offset. The GPO would reduce that benefit by $2 for every $3 you receive in your CSRS annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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