Survivor annuity and Social Security

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Q. I was married to a civil service employee for 35 years. He retired while we were married and took the survivor annuity option. When we divorced, the court order specified I would receive this benefit when he died.

I retired several years ago and receive my own Social Security.

My ex-husband passed away recently. Will I receive the full survivor annuity and the full Social Security benefits I have earned, or will one or the other be reduced?

A. You will receive the survivor annuity benefit and your earned Social Security benefit, with no reduction in either.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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