Retirement eligibility


Q. I am a 27-year FERS letter carrier with five years of military service for 32 years total. I’ll reach my minimum retirement age in 2016. I am 53 years old. Can I retire now? If so, how?

A. No, you can’t. The earliest you could retire would be when you reach your MRA. Note: If you haven’t made a deposit to get credit for your active duty service, it can’t be included when determining your total years of civilian service.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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