Q. I earned 40 quarters of Social Security before I worked at the Postal Service. Now I have 32 years under CSRS. Will I receive both, or will one be reduced? If so, by how much?
A. Your CSRS annuity won’t be reduced. Your Social Security benefit will. To find out why and how, go to http://ssa.gov/pubs/EN-05-10045.pdf. To calculate the effect on your benefit, go to www.ssa.gov/retire2/PiaWepjs04.htm.