Retirement eligibility


Q. I am 54 years of age (born Dec. 2, 1958) and under FERS. I have 27 years of federal service. Can I:

1. Resign today and postpone receipt of my pension until I have 30 years of service?

2. Retire today and start receiving my pension? What penalty would I receive?

A. 1. If you resigned today, you would be eligible for a deferred annuity at age 60.

2. You aren’t eligible to retire because you haven’t reached your minimum retirement age, which is 56.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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