Early retirement eligibility


Q. I am 51 years old with 19 years of 6(c) coverage plus one year of federal non-6(c) coverage. Am I eligible for an early-out?

A. Yes, you are, if one is offered. However, the downside is that your annuity would be computed using the standard formula, not the enhanced one for law enforcement officers and firefighters. That’s because you don’t have 20 years of covered service.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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