Disability retirement

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Q. I am 43 years old. I have worked for the federal government for 13 years and was approved for disability retirement. If I take federal disability retirement for only one year and stop, how does that affect future retirement options/annuity payments from the federal government?

A. You’d be able to apply for a deferred annuity at age 62.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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