FEHB cost at retirement

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Q. I will be retiring with 26 years of law enforcement 6(c) service plus four years of military time that I have bought back. Once I begin my annuity, what will be the premium cost to remain in my federal health insurance plan? Will I continue paying only the employee share, or will I now be responsible for both the employee and government share of my plan?

A. As a rule, the premium share for retirees is the same as that for employees. However, through union contract negotiations, Postal Service employees pay less for their coverage; however, when they retire, they pay the same as everyone else.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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