Carrying FEHB into retirement


Q. I have 22 years in federal service under FERS and am 56 years old. I have held Tricare Prime under my retired spouse for over five years and Blue Cross/Blue Shield under my position for four years. If I take early retirement, can I carry my insurance into retirement? Do I meet the conditions to receive the special retirement supplement until I reach age 62? If not, under what conditions could I receive the special retirement supplement that would carry until I reach my Social Security age?

A. If you are approved by your agency for early retirement, you could carry your Federal Employees Health Benefits coverage with you. Since you have reached your minimum retirement age, you would be entitled to the special retirement supplement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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