Spouse's death and Social Security

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Q. My father was a retired Postal Service letter carrier. He recently passed away at age 64. My mom, who is 63, will be receiving his pension. He did not pay into or collect Social Security. Does this affect the Social Security benefit that she has been collecting on her own from her own contributions?

A. No, it won’t have any effect on her earned Social Security benefit.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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