Suspending FEHB

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Q. I will become Medicare qualified as of April 1. Is it possible for me to suspend my coverage? If so, are there any penalty/requirements? Is there a waiting period to get back in to the plan?

A. You may only suspend your Federal Employees Health Benefits program enrollment if you enroll in a Medicare-sponsored prepaid health plan. If you enroll and that plan stops participating for any reason, you can re-enroll in the FEHB and not lose a day’s coverage. However, if you voluntarily disenroll from the Medicare plan, you’d have to wait until the next FEHB open season.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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