Suspending FEHB


Q. I will become Medicare qualified as of April 1. Is it possible for me to suspend my coverage? If so, are there any penalty/requirements? Is there a waiting period to get back in to the plan?

A. You may only suspend your Federal Employees Health Benefits program enrollment if you enroll in a Medicare-sponsored prepaid health plan. If you enroll and that plan stops participating for any reason, you can re-enroll in the FEHB and not lose a day’s coverage. However, if you voluntarily disenroll from the Medicare plan, you’d have to wait until the next FEHB open season.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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