Retiring now


Q. I am 64 years old with 28 years in the post office, all FERS. I would like to retire in March. How long will it take for my Social Security checks, my Thrift Savings Plan account and my Postal Service pension checks to begin? I would like to continue my current health plan and apply for Medicare ASAP. I would also like to keep my current life insurance plans.

A. You can elect to continue your Federal Employees Health Benefits and Federal Employees’ Group Life Insurance coverage when you retire. What no one can tell you is how long it will take for your annuity and Social Security benefits to begin. As for your TSP account, it depends on what you decide to do with it.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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