Medicare Part B

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Q. I am 61 years old, a retired postal worker. My husband is turning 65 in July. I carry our medical insurance, Blue Cross/Blue Shield. Should my husband sign up for Medicare Part B, or is he required to do so?

A. He isn’t required to sign up for Part B. Whether he should or not is up to him. He’ll need to review the benefits in Part B to see if the differences are worth the cost.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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