Qualifying for disability


Q. I’m 47 and have been at my job for 28 years. I’ve been off work for nine months for major surgery on my shoulder. The doctor says I’ll never have full range again. Chances are I’m not gonna be able to perform my job. I’ve also suffered from severe depression for years with suicidal tendencies. I take medication for this and see a psychiatrist. Do I qualify for disability retirement? My shoulder, arm and strength will never be the same.

A. The only way you can find out if you are eligible for disability retirement is to apply for it. The key elements OPM will use in making a determination are the medical records you provide and your employer’s testimony that you are no longer able to provide useful and efficient service.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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