Disability annuity after 62

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Q. I retired as of 1/31/14 from USPS. I turned 62, and they told me that I would be unable to collect disability retirement because of my age. After having surgery on both hands, I was designated 30 percent impaired in both hands, job related. The Department of Labor is paying me a schedule award. I have signed up for Social Security. Is this true that I cannot collect disability?

A. Yes, it’s true. FERS disability annuities automatically end at age 62, at which point they are converted to regular annuities.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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