Q. I’ve worked for 33 years under FERS but I’m to the point that I may have to go out on disability. Can I get my Social Security disability and my FERS disability? I’m 58 years old and a veteran. I’ve tried to understand what is on OPM, but I just want to know if I can get both?
A. As a FERS employee, if you apply for disability retirement, you must also apply for Social Security disability benefits. If you don’t, OPM won’t process your application. If you are approved for both disability retirement and SSDI, for the first 12 months, you’ll receive 60 percent of your high-3 minus 100 percent of your Social Security disability benefit. After the first 12 months and up to age 62, you’ll receive 40 percent of your high-3 minus 60 percent of your Social Security disability benefit.