Q. I worked as a law enforcement officer for more than 13 years before I was medically disqualified for my position and was awarded disability retirement. I am three months from turning 62. Will my regular retirement computation include the 13 years as an LEO at 1.7 percent since I paid an additional 0.5 percent into the FERS retirement system? Does the amount for credible service include the time receiving disability retirement? I have read the years on disability are computed at 1.1 percent if retirement begins on or after age 62 with 25 years of credible service. Is this correct?
A. Yes, at age 62 your disability annuity will be converted to a regular annuity. Twenty years of service (actual and disability) will be computed using the enhanced 1.7 percent multiplier, the remainder at 1 percent. Your annuity will also be increased by any COLAs payable from the date you went on disability retirement to the date your regular annuity begins.