Retirement date

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Q. I have 13 years of military service and I am 38 years old. I am about to become a federal employee. When can a retire at the earliest?

A. If you make a deposit to get credit for your active-duty service, you could retire on a full, unreduced annuity when you reach your minimum retirement age, which is 57.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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