Q. I’m a CSRS retiree and am thinking about returning to civil service. I’m 63 years old and am uncertain how re-employment will affect my retirement and health benefits. Will I lose all of my retirement benefits? Will I have to relinquish my health benefit and select another health insurance coverage?

A. No, you wouldn’t lose either your retirement or health benefits. They would continue without interruption. However, the salary of your new position would be reduced by the amount of your annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


    • I am a FERS retiree. Just went back to work as a contractor. They are telling me that I HAVE to purchase their insurance because BCBS is not a employer health care program. I told them I’m retired and have BCBS for life and pay premiums. If I have to pay for their company insurance I will be paying over $600 a month in premiums. Is there anything I can do about this?

  1. I retired 36 years from the post office. I retired under fers . If I went back to work part time at the post office without the lose my retirement in my help insurance ?

    • Your annuity would be reduced by the amount of your salary. If you are receiving the special retirement supplement, it could be reduced or eliminated depending on how much you earn. Your health insurance would continue.

Leave A Reply