Q. I’m a CSRS retiree and am thinking about returning to civil service. I’m 63 years old and am uncertain how re-employment will affect my retirement and health benefits. Will I lose all of my retirement benefits? Will I have to relinquish my health benefit and select another health insurance coverage?

A. No, you wouldn’t lose either your retirement or health benefits. They would continue without interruption. However, the salary of your new position would be reduced by the amount of your annuity.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


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