Postponed annuity


Q. When you elect to retire under the MRA + 10 and postpone receipt of annuity, what happens to your unused sick leave? I assume they cut me a check for unused annual leave (please correct me if I’m wrong). I am at my MRA (56) with 20+ years of creditable service.

A. Your unused sick leave will be added to your creditable service when you actually retire.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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