Q. I will soon qualify for Medicare. My husband and I are looking at enrolling in FEHB Kaiser Basic Medicare plan. We currently have FEHB Kaiser. However, as I am a Sacramento County retiree, we can also enroll in the county Kaiser Medicare silver plan, which is a better deal. If we disenroll or suspend FEHB coverage, can we go back during open enrollment? Counties are sometimes susceptible to bankruptcies.
A. You can suspend your FEHB coverage. If your other plan went out of business, you could immediately re-enroll in the FEHB program. If it didn’t but you want to return to the FEHB program, you could do that during any open season.