Q. Besides form OPM 2809, what supporting papers do I need to re-enroll 31 days before the loss of Federal Employees Health Benefits coverage? My wife will not get her SF-50 to show employment separation and loss of FEHB until after separation April 20. I called and emailed the Office of Personnel Management, but no response.
Browsing: SURVIVOR BENEFITS
Q. I am not married, and will retire under the Federal Employees Retirement System. After I retire, if I then get married, can I then elect survivor annuity? If so, what is required to make the election? A. Yes, you can, as long as you do that within two years after the date of your marriage. To pay for the survivor annuity, there will be two reductions in your annuity. The first will be the standard reduction to provide for the survivor benefit. The second will be an actuarial reduction to pay the survivor benefit deposit. That deposit equals the…
Q: Will my spouse receive cost-of-living adjustments on her survivor annuity after my death? A: Yes.
Q: My mentally disabled adult son receives minimal Social Security and SSI. I am a CSRS retiree. Upon my death, will he be entitled to both Social Security and the survivor benefit or will there be an offset? A: He would get both, but he could only receive the CSRS survivor benefit if he was disabled before age 18, is unmarried, is dependent on you, and is incapable of self support.
Q: I am a CSRS employee. What is the minimum survivor benefit I need to select if I want my wife covered under health insurance? Can I select $1? A: Yes, but if you elect something other than a full survivor benefit, your spouse will have to agree to it in writing.
Q: I am a retired federal employee and I am collecting FERS retirement. My husband retired from the Navy reserves. He took out the survivor benefit plan last year. He will be retired from the federal government in two or three years with 37 years of service in CSRS. Will my military SBP or CSRS annuity be reduced because I have both? A: No.
Q: I have been married to my husband for 28 years. He worked for the post office the entire length of our marriage. He is going to continue working for another five years, even though he is eligible to retire now. What happens if he passes away before he retires? An I still eligible to receive half of his retirement? How do I protect myself to make sure I can depend on receiving half of his retirement? A: You don’t need to do anything. If he were to die while still employed by the government you would be entitled by…
Q: My brother died after being approved for, and receiving, a FERS disability. His spouse is 46 and receiving survivor annuity benefits from FERS. Is it fair to assume that if he was granted a FERS disability retirement that he also had applied for disability benefits under Social Security, or OPM would not have approved his FERS disability? Is she also entitled to any Social Security survivors benefits? A: OPM would not have processed his application for disability retirement unless he had filed for Social Security disability benefits. You’ll have to check with the Social Security Administration to learn what…
Q: My husband and I are both federal law enforcement officers. The family health plan is under my husband. We both plan to retire this year. He wants me to waive my survivor annuity and he says I will still be covered under our federal Blue Cross/Blue Shield plan because I was covered for the last five years of my employment under the Federal Employees Health Benefits family plan that he carried. He wants a bigger retirement check. My question is, if I sign the survivor annuity waiver and he dies before me, am I still automatically covered under our…
Q: Nobody can seem to give me a straight answer to this question: I’m 59 years old and under the Federal Employees Retirement System, with 18 years of service. I had heart bypass surgery four years ago, and I’m now having complications. Because I have to have 20 years of service to qualify for a pension, it appears that my wife will not get my pension if I die before I hit the 20-year mark, which is 20 months away. However, I have reached the minimum retirement age, so if something happens soon, can my wife get my pension, less…