Q. Does the FEHB offer an age extension for the coverage of disabled children? Do the rates increase when the child reaches age 22 and older? A. An unmarried dependent child may continue to receive coverage under your FEHB plan as along as the child’s incapacity began before age 22. For more information, go to www.opm.gov/insure/health/reference/handbook/fehb28.asp and click on Child Incapable of Self Support.
Browsing: FEHB
Q. I am planning on retiring this year. I am currently covered by my wife’s FEHB, as she is also a federal employee. She has several more years to work before she will be retirement-eligible. If she were to elect to resign prior to her retirement eligibility, could I elect to begin FEHB coverage as a retiree since she would no longer be eligible to carry FEHB due to her resignation? We have been married for 14 years, and we have been covered by FEHB the entire period of our marriage. I carried the FEHB up until the open season…
Q: Is enrollment in health insurance offered by Tennessee Valley Authority (TVA) equivalent to enrollment in Federal Employees Health Benefit, as far as continuing FEHB coverage into retirement? Here’s the situation: One of my co-workers is in the CSRS Offset; he had been with CSRS for a long time, and then he transferred to TVA. He recently left TVA and came back as CSRS Offset, which meant that he left the TVA health insurance and signed on to FEHB. He plans to retire in two years, and wants to know if he can continue to stay enrolled in FEHB into…
Q: I will be retiring in August 2010 under CSRS. I am 55 years old. I will be keeping my FEHB coverage. Currently, my wife is covered under my FEHB plan and she is 49 years old. When I reach the age of 65, I realize that I will be covered by Medicare as my primary health provider, while my FEHB plan will be my secondary health plan. My question is, Will my wife continue to be under FEHB plan as her primary provider? Which health plan will cover my wife? A: Since she won’t be old enough to qualify…
Q: I am a Postal Service employee with 25 years of service. My question is, does a civilian federal employee receive full health benefits upon retirement or do they have to purchase a plan? How about retired postal employees? A: If you were enrolled in the Federal Employees Health Benefits program for the full five years before you retire, you can carry that coverage into retirement. If you weren’t, you can’t carry that coverage into retirement, nor may you enroll in the FEHB program after you retire. Note: Because you are a Postal Service employee, your premiums would be higher…
Q: I am a 78-year-old federal employee and will retire at the end of this year. Medicare has been deducted from my paycheck for several years now. As I understand it, I am only eligible to benefit from Part A, which I also understand to be cost-free. As long as I am working, I cannot benefit from Part B. Why have I been charged for a plan that I cannot benefit from? I also carry federal Blue Cross/Blue Shield. After retirement, my BCBS premiums will remain the same, and I am wondering if it is advantageous to continue to pay…
Q: My son has recently been dropped from my health care because he reached the age of 22. I have heard that there might be an extension of health benefits for dependents. Has there been any decision on this? Also, are there any provisions of adding dependents after the open health benefits period, which is approaching. A: Extending the age at which dependents may be covered by the Federal Employees Health Benefits program would require a change in the law. Although such a change was proposed by the previous Office of Personnel Management director, Congress has so far has taken…