Q. My husband is a Postal Service employee who will be eligible for retirement shortly. We have been married for 3½ years. I have been covered under his health insurance plan (GHI) since we were married. If my husband retires before our five-year anniversary, am I still eligible for continued coverage under his plan (even though I will not have been covered under his plan for the full five years)?
A. Yes, you will be eligible to continue that coverage if he has elected a survivor annuity for you, as required by law. The premiums for your coverage would come out of that annuity payment.