Tricare and carrying FEHB into retirement


Q. I have been a civilian employee for 12 years and plan to retire at the end of January. I am a retired Navy officer who has been covered under Tricare/CHAMPUS family plans since 1979. Will my five years under a federal government medical care program be covered by my 30+ years of continuous Tricare coverage? I plan to enroll in the Federal Employees Health Benefits plan during the open season and want to be able to carry FEHB into retirement.

A. As long as you are enrolled in the FEHB program when you retire, and the combination of Tricare and FEHB coverage equals five years, you can carry your FEHB coverage into retirement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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