FEHB and spouse

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Q. My wife is able to receive health benefits starting Dec. 1. I am a Postal Service employee retired on disability FERS. Can you tell me the procedure to remove her from my APWU health insurance effective Dec. 1? I realize when she retires from her job and loses her insurance, I can add her back on mine. But if I should die before she retires, is she able to get a FEHB health plan? She will have survivor benefits.

A. There isn’t any procedure for making that change because her being able to receive other health insurance doesn’t qualify as a basis for change at any time other than open season.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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