Tricare and FEHB

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Q. I retired from active duty after 24½ years and immediately started as a federal employee, for 7½ years now. I’ve never elected Federal Employees Health Benefits coverage because I’m enrolled in Tricare Overseas. I’m planning to retire at MRA+10 in 2½ years at age 57½.

1. If I begin enrollment now in FEHB and retire at my minimum retirement age in 2½ years, can I count the time in Tricare toward the five-year enrollment requirement for FEHB?

2. If I don’t enroll in FEHB now, can I count my time in Tricare for the entire FEHB five-year enrollment requirement and get FEHB in retirement by paying premiums then?

A. 1. Yes.

2. No.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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