CSRS Offset


Q. Is every CSRS employee considered an offset? I retired in 2012, started in 1977, and now, at 62, applied for my Social Security. I was informed that the CSRS annuity reduced my very small Social Security check to $100. Now, will the Office of Personnel Management reduce my annuity by that 100?

A. Pure CSRS retirees like you are subject to the windfall elimination provision. The WEP reduces the Social Security benefit of anyone who receives an annuity from a retirement system where he didn’t pay Social Security taxes and has fewer than 30 years of substantial earnings under Social Security. The WEP will have no effect on your CSRS annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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