Q. I am trying to find out if I am eligible for a deferred retirement. Here are the specifics:
1. I am 61.
2. I have a total of four years of government service (with one break in service) as of December 2015.
3. I have bought back my military time (6.5 years).
Can I do a MRA+10 deferred retirement under FERS now?
A. No, you can’t. You have to have 5 years of actual FERS service to be eligible to retire.