Designation of beneficiary

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Q. Why can’t you choose a non-family member as a beneficiary to your life insurance? Human resources said the life insurance beneficiary can only be a spouse or children.

A. Your HR is mistaken. You can designate anyone you want to be the beneficiary or beneficiaries of your FEGLI benefits. You’ll find the form you need to do that at www.opm.gov/Forms/pdf_fill/sf2823.pdf.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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