USPS retirement


Q. I’m 50 years old, under FERS and have 32 years of service. I plan to retire at 56 with 37 years with the U.S. Postal Service. Will I be eligible to receive a supplement from OPM until I reach full retirement age? Is there money through USPS that I would receive?

A. Because you were born in 1966, the earliest you could retire is when you reach your minimum retirement age, which is 56 years and 4 months. If you retired then, you’d be entitled to the special retirement supplement, which approximates the amount of Social Security benefit you earned while a FERS employee. You’d continue to receive the SRS until age 62, when you’d be eligible for a Social Security benefit. Note: The SRS would be reduced or eliminated it you had earnings from wages or self-employment that exceeded the annual Social Security earnings limit.

The only money you could receive from USPS would be a lump-sum payment for any unused annual leave, not to exceed 440 hours.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


  1. Jennie Johnson on

    I was told the way to calculate how much the supplement would be is based on 75% of the amount I would get at age 62 is that correct?

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