Q. I have just retired after 31 years and 10 months of service as a federal law enforcement officer. My retirement was mandatory at age 57. I have over 20 years in 6c position. I am under CSRS Offset. I would like to collect Social Security as well as my government pension at age 57. Can I receive Social Security benefits at age 57? At age 62, what amount are my benefits offset?
A. The rules governing an entitlement to a Social Security benefit are no different for you than any other retiree. You’ll first be entitled to one at age 62. That benefit will be less than it would be if you waited to collect it when you reach full Social Security retirement age. However, as a CSRS Offset retiree, at age 62, your CSRS annuity will be automatically reduced by the amount of Social Security benefit you earned while a CSRS Offset employee. So the decision of when to apply for that benefit is up to you.