Q. My CSRS is $60,000. My wife receives $15,000 in Social Security. If she dies, would I receive $5,000 in Social Security benefits?
A. Because you are receiving an annuity from CSRS, a retirement system where you didn’t pay Social Security taxes, any spousal Social Security benefit would be subject to the government pension offset provision of law. The GPO reduces or eliminates that spousal benefit. To see how yours would be affected, go to https://ssa.gov/pubs/EN-05-10007.pdf.