Browsing: Open season

From Nov. 11 through Dec. 9, employees, retirees, and survivors who are enrolled in the Federal Employees Health Benefits (FEHB) program can once again take advantage of their annual opportunity to decide which health benefits plan or option they want to be covered by in the next calendar year. And employees who aren’t already enrolled will have a chance to sign up.

Q. I am a civil service, not FERS, retiree. I will be 66 years old on April 19, 2016. I read there is an open season starting for those who would like to increase their life insurance. Is this for active employees only? Is there any way I can increase my basic life insurance now?

Q. My husband works for private industry and is covered under his company’s group health plan, which is Blue Cross/Blue Shield. I am a federal employee and have been covered under the FEHB by GEHA for over 30- years. May I change to the FEHB’s Blue Cross/Blue Shield during open season even if my husband is covered under the same health insurance company? Would that be like a married couple having two separate Blue Cross/Blue Shield policies with separate deductibles, or can both my husband and I be carried under each other’s Blue Cross/Blue Shield plan?

Q. I am currently a USPS letter carrier covered by Samba under FEHB. I plan to retire in November 2016. May I switch to another provider (i.e., Blue Cross Blue Shield) during open enrollment, or do I have to be covered under the same provider for five years to continue coverage after retirement?

Q. If my wife chose to retire now, at her minimum retirement age of 56 with 13 years of FERS service, would she be able to postpone her annuity until age 60?  She currently carries FEHB (self), as long as she has had it the last five years, can I pick her up under my FEHB (self+1 or family) once she retires and then when she becomes 60 she can reinstate her own self-plan at that point?

Q. I retired from the U.S. post office in January. I changed my FEHB provider during the 2013 open season, but according to the retirement booklet that OPM sent me in February and my 4/1/14 first full annuity statement, it still shows me as having my old coverage. Will (or should) they automatically correct this? I called OPM about this mistake and was told that it is my responsibility to correct this error by submitting proof of switching providers? Is this correct?

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