Q. I’m a retired U.S. Postal Service employee since June 2018. Currently, I still have my federal BCBS insurance plan and Medicare Part A, but no Part B. My wife, who is still working, has better insurance coverage. Is my wife’s insurance primary and my BCBS secondary because my wife is still working? Do I need Medicare Part B?
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Q. I have completed the OPM Form RI 79-9 to suspend my FEHB coverage because my wife and I have Medicare Part A & B and we also have TRICARE for Life. I would like to know If I can fax the signed copy of the form to the Office of Personnel Management and, if I can, what the fax number is. Otherwise, what is the address that I can mail the form and supporting documents (copy of the Medicare cards) to?
Q. I am a retired federal employee that kept my health benefits, which is BCBS Standard, after retirement. My husband is retired military and we are covered under Tricare Prime also. I want to know if my current BCBS coverage will satisfy the Part B plan when I switch to Tricare For Life. I get the deer in the headlights look when I talk to the Tricare people.
Q. Are my insurance premiums reduced when I am eligible for Medicare Advantage plans?
Q. I retired from federal employment and continued my health care coverage, as well as coverage for my husband. My husband is eligible for Medicare next month. Can I drop his health care coverage under my Option C insurance, but keep his life insurance going?
Q. I’m retiring and have been enrolled in the FEHB program for over five years. Can I stay on BCBS Federal coverage along with Part A Medicare for as long as I please? I’m thinking of keeping BCBS instead of Medicare Part B or any other supplemental program. Is that a good idea?
Q. I’m retiring and have been enrolled in the FEHB program for over five years. Can I stay on Blue Cross and Blue Shield’s federal coverage along with Part A Medicare for as long as I please? I’m thinking of keeping BCBS instead of Medicare Part B or any other supplemental program. Is that a good idea?
Q. How do I suspend my health insurance coverage? I will be eligible for my Air Force Reserve Retirement (100 percent VA health care and later TRICARE), Social Security (Medicare health coverage) and my annuity as a VA Medical Center employee (FEHBP). When I become eligible for TRICARE health coverage, I desire to suspend my civilian coverage and use TRICARE as primary and Medicare as secondary.
Q. I am a retired federal government employee since 2013. I paid into Social Security from 1966 through 1983 when the late President Ronald Reagan took all federal employees out of Social Security and placed us into Medicare. How do Medicare benefits help me? My time to apply is three months from April 2018. Will I be penalized due to receiving a very low Social Security check when I will be getting my Medicare card next year?
Q. I’m not sure I understand the reasoning for federal retirees to not sign up for Medicare Part B? Are you saying that federal retirees who become eligible for Medicare parts A and B don’t sign up for Part B because there is better coverage under FEHB plans at a lower cost? What about deductibles and co-payments?