Q. My disabled adult child is covered under my Federal Employees Health Benefits. How can I ensure that she will remain covered by FEHB after I pass on?
Browsing: Eligibility
Q. I am retired CSRS. I’m marrying a woman who has a minor child. Can I have the child on my Federal Employees Health Benefits and/or as a survivor under any circumstance short of outright adoption?
Q. My wife just resigned from the U.S. Forest Service. She is 44 with more than 20 years of service. Did she lose all of her retirement, or is she still eligible to receive a portion at the reduced rate of 5 percent? She was always in a position covered under firefighter retirement, eligible at 50 to retire. Also, is she still eligible for health benefits?
Q: My daughter was declared permanently disabled and allowed to remain on my FEHB plan. What happens when I pass on? Will she have an option to continue coverage? A: Yes, as long as she continues to be eligible for the disabled child benefit.
Q: I have worked for the Veterans Affair Department for the past 16 years. My husband retired there, and has us on his FEHB health insurance plan. With open season coming up, we would like to take individual plans. Will this mean I have to work five years before retiring if I do, or is that only for life insurance? A: No, you won’t have to work five years. The only requirement is that you be enrolled in or covered by the FEHB program for the five consecutive years before you retire.
Q: I am a 57-year-old employee in the federal court system with five years of qualified service. If for some reason the judge I work for should decide to leave or be unable to work, my position would officially end. If I cannot find another position with the court, would I be able to continue my FEHB health care coverage after my job ends? A: You would be able to continue your FEHB coverage for up to 18 months under the Temporary Continuation of Coverage provision. You would be required to pay the whole premium, plus 2 percent to cover…
Q: I’m in CSRS and I’m 55 with 27-and-a-half years service. I’m considering getting married and would like to know if my future spouse can be covered under my FEHB enrollment if I get married and retire within two years of retirement or, if I wait to get married until after I retire would he eligible for FEHBP? Also, he is a FERS employee but he isn’t eligible for FEHB if he retires early with me. A: I’m not sure I understand the scenarios you presented. Fortunately, that doesn’t matter. If you get married, you can switch your enrollment from…
Q: I have worked for the DHS for a little more than four years, and have four years of military time which I bought back. I am 59 years old and would like to retire sometime around 62. I have been in one of the health care plans, but would like to use it when I retire. My wife had a cheaper plan where she worked, so I never switched over. When I was hired, I was never told of the need to be in the plan for five years before I retired. Why would this have any affect on…
Q: My husband was married when he retired. They later divorced and he married me. I was added to his insurance a few years later. If he dies, will I still be able to continue to be covered by his federal insurance and pay the premiums? A: Only if you are entitled to receive a survivor annuity based on his federal employment.
Q: My spouse and I are both under the Federal Employees Retirement System and our service computation dates are within weeks of each other. We would both like to retire under the minimum retirement age plus-10 provision. My spouse wants to retire in 2011 at age 58, with 26 1/2 years of continuous service, the entire time enrolled in a Federal Employees Health Benefits individual plan. The earliest I would retire is 2012 at age 57, with 27 1/2 years of continuous service, all in an FEHB individual plan. Here is our plan: During this open season, I should enroll…