Q. I am a CSRS employee, 55 years old with 31 years of service. If I receive a voluntary separation incentive payment, is it reduced by six weeks of severance pay I received in 1997? Would my spouse be able to keep FEHB family plan if I die? When I use the advanced retirement calculator it shows 75 percent reduction for basic insurance. Is that automatic? And does FEGLI pay out the same death benefit as currently indicated in my Employee Benefit Information System?
Browsing: SURVIVOR BENEFITS
Q. My husband is a named beneficiary on his mother’s pension from the Civil Service Retirement System (she was a former employee of the USPS). She recently passed away, and I am curious about whether there is some kind of standard amount that is paid to survivors, or does that amount vary and depend on what is left in the employee’s pension account?
Q. I retired as of March, 2013. At that time, same-sex marriages were not recognized by the federal government. I designated my spouse as a person of insurable interest when I retired and submitted my paperwork. Now, I would like to process the annuity selection as spouse with a 50% benefit. However, the OPM specialist working on my case has said that my status as single at the time of retirement means I must stick with the former choice. Does it matter? Isn’t my spouse entitled to benefits regardless? A. According to OPM, “It can be done. You should write to our Boyers,…
Q. My wife’s uncle (age 87 with 42 years CSRS) asked me to find out if his wife would continue receiving his retirement should he die first. His wife is under social security retirement after a career in nursing. She is 85, both have been retired for a long time. In this scenario, how would her future retirement be computed?
Q. I have been retired from CSRS since 2004 with 34 years of service. It is my understanding that I have $25,000 in life insurance to be paid to my beneficiary when I die. That will most likely be my wife. How should she go about claiming the life insurance?
Q. My wife and I are both federal employees nearing retirement. What are the pros and cons of deciding not to have a spousal annuity for either one of us since we will have our own benefits, including our own Thrift Savings Plans and Social Security?
Q. My deceased husband retired from civil service by disability and received monthly payments until his death. During his working years, he paid for my spousal annuity benefit. I now receive my own Social Security account. The problem is, there is a deceased ex-wife listed ahead of me on record. In the chance I’m able to prove her deceased status, will I qualify to receive both my Social Security and spousal annuity?
Q. I am a 2012 CSRS retiree. My wife will soon be eligible for Social Security retirement, as she is closing in on the 40 quarters benchmark. When I die, and she receives the CSRS survivor monthly benefit, will her own Social Security retirement benefit be affected by the windfall elimination provision? (Her Social Security benefit will be minimal, having just reached the 40 quarters).
Q. My husband passed away in 2004. He was retired when we married, and I am wondering if I am able to receive any benefits from his pension. We were married for 25 years. He was a postmaster and worked for the Postal Service for 30 years.
Q. I am a retired federal employee under CSRS Offset. My male partner and I are getting married soon. My pension is set up so he has an insured interest. I took a reduction in my monthly annuity, so if he survives me, he will get a portion of my pension. I believe it is 35 percent. As married spouses, how will this change? What percentage would he get? Would my annuity be reduced some more for him to receive the spousal as opposed to insured interest annuity?