Q. I resigned from the Department of Veterans Affairs in 2015 to pursue a new career in the private sector, but am now unemployed. Being born with profound hearing loss – both ears – I just found out I should qualify for Social Security Disability Insurance. If approved, can I apply for FERS disability? I’m 53 with 28 years federal service.

Q. I would like to know if I retire under FERS on December 29, 2017, and have 30 years and 11 months service and am 56 years old, will they calculate my supplement as having 30 years or 31 years? That would make a difference from 75 percent with 30 years and 77.5 percent with 31 of my Social Security at 62. Would I need to go an extra month to get the 77.5 percent? It says to the nearest whole number.

Q. I am 61 years old with 20 years of federal service. I am trying to figure out whether I retire now or closer to 62. My plan was to retire next year at the end of July, but I am interested in the supplement that is not granted until I am 62. I am not too happy at my job right now and am thinking about getting out a little earlier. What advice do you have?

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