Browsing: SOCIAL SECURITY

Q. I am 61 years old with 20 years of federal service. I am trying to figure out whether I retire now or closer to 62. My plan was to retire next year at the end of July, but I am interested in the supplement that is not granted until I am 62. I am not too happy at my job right now and am thinking about getting out a little earlier. What advice do you have?

Q. I retired from civil service in 1990, started drawing my Social Security in 1996 and have received it every month since. I don’t understand, however, why the offset is deducted from my benefits that are based on my own earnings. What I receive is not a spouse or widows benefit. I am confused, and have tried several times in the last 21 years to get an explanation and always got the same reply that I was subject to the offset. I appreciate any help you can give.

Q. I am a retired federal government employee since 2013. I paid into Social Security from 1966 through 1983 when the late President Ronald Reagan took all federal employees out of Social Security and placed us into Medicare. How do Medicare benefits help me? My time to apply is three months from April 2018. Will I be penalized due to receiving a very low Social Security check when I will be getting my Medicare card next year?

Q. I am a FERS employee, eligible for early retirement due to 25 years on the job, but I am only 58 years old, so do not qualify for Social Security. Therefore, I am still working. Meanwhile, I would like to apply for Social Security Disability [SSDI]. If I am turned down, I understand I may qualify for FERS disability retirement. Also, would I still be eligible to get my Social Security benefits at age 62? Can I continue to work until I am approved for FERS disability?

Q. This is my last year receiving Supplemental Social Security (retired from the U.S. Postal Service as FERS in April 2016). I was born in the middle of the month of January. Will this supplement end in December of this year or will it include January 2018 – the month I turn 62 – and stop in February?

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