Q. I would like to know if I retire under FERS on December 29, 2017, and have 30 years and 11 months service and am 56 years old, will they calculate my supplement as having 30 years or 31 years? That would make a difference from 75 percent with 30 years and 77.5 percent with 31 of my Social Security at 62. Would I need to go an extra month to get the 77.5 percent? It says to the nearest whole number.
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Q. I’m 66 years old still working in federal service, at the Department of Defense, under the CSRS plan. Will I get full Social Security benefit because I’m still working? I’m planning on retiring from federal service at the age of 70.
Q. I’m 60 years old now, CSRS Offset, with 26 years of service. What will I be losing if I retire now at 60 instead of 62 years old?
Q. I have 40 years of service from a local Air District in the Bay Area in California, but I am short the 40 quarters by eight quarters. Is it worth working to get the 40 quarters?
Q. In order to reach the 30 years of substantial earnings needed to avoid the windfall elimination provision, can you pay Social Security the necessary amount (with interest) to top up the missing years?
Q. I am a 74 year old under the old Civil Service Retirement System. I do not get Social Service benefits due to the offset law. When and if my husband, who is 83, dies, am I entitled to any of his Social Security benefit or a death benefit?
Q. My wife is 60 years old, has 28 years FERS service with the Internal Revenue Service, and has been offered a VERA and a VSIP effective Dec. 31, 2017, Can she then apply after December 31 for Social Security disability?
Q. I am 61 years old with 20 years of federal service. I am trying to figure out whether I retire now or closer to 62. My plan was to retire next year at the end of July, but I am interested in the supplement that is not granted until I am 62. I am not too happy at my job right now and am thinking about getting out a little earlier. What advice do you have?
Q. I retired on FERS disability at age 45 with 18 years of service. I am now 56. How and when will my disability be recalculated to a regular retirement? I also receive Social Security disability minus the offset for age. Will I get my full retirement and full Social Security benefits when I am eligible?
Q. I retired from civil service in 1990, started drawing my Social Security in 1996 and have received it every month since. I don’t understand, however, why the offset is deducted from my benefits that are based on my own earnings. What I receive is not a spouse or widows benefit. I am confused, and have tried several times in the last 21 years to get an explanation and always got the same reply that I was subject to the offset. I appreciate any help you can give.