Q. I started working for the Postal Service in August or September 1977 and resigned in June or July 1997 without withdrawing my retirement money. I have been working as a teacher in the Los Angeles Unified School District since July 1997. 1. Is there any way to get specific counseling on my benefits? 2. How could I calculate my pension since I don’t know the salary rates I earned? 3. If I fill out my retirement papers now and write my wife’s name as beneficiary, what would happen if I divorce before or after starting to receive my pension?
Browsing: spouse benefits
Q. In 1994, I received disability retirement from the Postal Service. I was married at that time and elected for no spousal entitlement. My husband signed off on it. I have since divorced and remarried. When they convert me to regular retirement, will my new husband have to sign off on it to not take spousal benefits?
Q. I have been employed with the Postal Service for 26 years. I am 64 years old and am eligible for retirement. I would like to work for another year. I have some health issues. If I should die while I am still working, would I lose all that I have paid in to my retirement, or would my wife get my retirement benefits? If so, how much? Or would she only get my life insurance benefit?
Q. My husband retired from the federal government a year and a half ago with 40 years of service. I am age 59 and employed by the commonwealth of Virginia. If I take early retirement through Virginia Retirement Service, can I draw on his retirement since I am not 62 and cannot draw Social Security?
Q. My grandfather worked as a postmaster in Boyle Heights, Calif., for more than 30 years. He remarried my grandmother after he retired. They were married in 1977, and he passed away in 2003. Is my grandmother able to get part of his retirement pension?
Q. I’ve been retired for four years and selected a full CSRS survivor annuity for my spouse. She is applying for her retirement this year from the state of California. Because her retirement is from another government agency pension plan, will that have any impact on the amount of CSRS survivor annuity she may receive upon my death?
Q. I have some questions regarding retirement under FERS: 1. They used to allow lump-sum withdrawal of your own contributions to your retirement so you could transfer to your own IRA. Is that still an option, or has that since been rescinded? 2. My wife and I are contemplating not taking survivor benefits because she will get my Thrift Savings Plan and Social Security payments. Also, I have provided enough life insurance to cover her income. The question was raised that she would then not be eligible for my Federal Employees Health Benefits for medical if I was deceased. What…
Q. My husband died as an active carrier with more than 30 years of service to the post office. I was told that when I reach age 60, the Social Security Administration will review my annuity, and it might change. He paid into Social Security because he was CSRS Offset. Why would I have to take Social Security, or would it be to my benefit to take Social Security at that time. I’m 57 and plan to be working past 60.
Q. My uncle passed away, leaving my aunt who just turned 98 in need of full-time care. I have been paying her bills and her caregiver. I mistakenly thought the income he received was Social Security, but found out that it was his federal pension. He received this payment of approximately $1,400 per month direct deposited into their account until May following his death. They took back the March-May payments, then stopped any further payments. It has recently been brought to my attention that my aunt should have retained a portion or all of his pension as his widow. Her…
Q. I am a CSRS retiree (I retired in 1998) and am single. 1. If I get married and want my spouse to receive federal benefits after my death, by what percentage — or by what dollar amount — would my current pension decrease because of this change in marital status? 2. Would my spouse be covered by my choice immediately, or is there a waiting period? 3. My fiancee is getting Social Security disability but will turn 65 next year. Does that monthly amount change from what she receives now on disability to what her monthly Social Security would…