Q. I’ve been on disability retirement for seven years. My husband lost his life insurance benefit at his company (private industry). Can I get him life insurance through the government even though I left with only my own policy?
Browsing: spouse benefits
Q. I am considering requesting a Voluntary Early Retirement Authority/Voluntary Separation Incentive Pay and being off the rolls by March 31. My service computation date is Feb. 28, 1982 (CSRS and FERS). On Feb. 28, 2014, I will have 32 years of combined service (CSRS and FERS). On April 11, 2014, I will be 58 years old. I transferred to FERS on March 30, 1994. Therefore, I will have 20 years under FERS on March 30, 2014. I previously withdrew all of my retirement funds from CSRS, and never paid them back. I understand that although I did not repay…
Q. I worked for 35 years with the Postal Service. I am 64 years old. My 40 quarters are fully paid up from work prior to the USPS job and being a military reservist and active duty. I understand the reduction that the windfall elimination provision and government pension offset takes. After my federal retirement, however, I have continued working. I have not applied for Social Security yet. I still work, landing a job at a military base as a New York state employee. So I have now been making “substantial” payments into Social Security ($100 per pay period). I…
Q. 1. I retired from Department of Justice/Drug Enforcement Administration with nearly 33 years of service. Upon federal law enforcement mandatory retirement at age 57, I elected to have my wife receive 55 percent benefit if I precede her in death. Thus, my annuity is reduced. If my wife precedes me in death, is there an adjustment upwards of my annuity? How do I go about getting this changed? We have been married since 1979. 2. I started collecting Social Security benefits at age 63. Based on 42 quarters and the amount I paid into Social Security, my benefit is…
Q. The cost for the full spousal annuity is 10 percent of the retirement income. As the retirement income increases with cost-of-living adjustments, does the spousal annuity cost increase? Example: Year 1 retirement income: $50,000; spousal annuity cost: $5,000 Year 20 retirement income: $65,000; spousal annuity cost: $6,500
Q. I am a retired letter carrier. My wife has been on my Federal Employees Health Benefits since my retirement four years ago. She is enrolled in a graduate program and receives health insurance through her university. Can I drop her from my health insurance while she is covered by the university and then add her again when she graduates?
Q. I am 58 years old and plan to retire in the next few years. My husband turned 65 this year and plans to retire in the next year. We are covered under Federal Employees Health Benefits. Should my husband be taken off my medical plan to reduce my contribution? How will this affect his Medicare coverage?
Q. Will I be able to draw Social Security if my husband is retired military and retired CSRS? I have work for more than 30 years paying Social Security tax and have been told I can’t draw. Will my husband be able to draw because he has paid Social Security tax as a self-employed contractor?
Q. I plan to retire in 2014 with a CSRS pension. Will my spouse’s Social Security benefits be reduced when I begin to receive my CSRS pension? I do not have sufficient quarters to qualify for Social Security. My wife has never been employed by the federal government and has only held jobs in the private sector where she has paid into Social Security. She meets the eligibility requirements to receive Social Security benefits, and she intends to apply to receive her Social Security benefits this season.
Q. My husband will retire under CSRS. I will retire under FERS. Concerning survivor benefits: If we elect to have a reduced annuity in each of our retirements for the spouse, will that spouse receive the maximum survivor annuity plus their own federal retirement upon the death of the other spouse? In other words, can a spouse simultaneously receive a survivor annuity and their own federal retirement pension? Are there any penalties or reductions because we both work for the federal government?