Browsing: Windfall elimination provision

Q. I am retired under CSRS, then took a part-time job in the private sector to get my 40 credits to collect at least something from Social Security. I have recently started collecting my windfall elimination provision-reduced Social Security benefit. I am continuing to work this job. I see upon logging on to My Social Security, that my 2012 income has been posted but my monthly payment has not increased. Do my earnings increase my Social Security payments? When does that happen?

Q. I am 59 years old. I receive a CSRS disability annuity from service with the Postal Service. When I turn 62, I will also qualify for a Social Security annuity. Will I still receive my CSRS disability annuity at that point? Will I have the option of postponing taking my Social Security?

Q. I retired on CSRS disability from the Postal Service in 1989. I had already worked and paid in all my quarters to draw my Social Security before I started working for the federal government. Will or can my Social Security check be offset by the Offset Law that was passed in 1986? I have been told it would not be.

Q. I am 52 and would like to retire at 55. At that point, I will have 35 years in CSRS. I also have 36 quarters in Social Security as I worked a part-time job in college and other points in my life. Will I receive Social Security benefits with less than 40 quarters, and if so at what level? Also, if I go back to work as a contractor after I retire from federal service and get my additional quarters, what would be the impact when the windfall elimination provision kicks in?

Q. In 1999, I voluntarily switched from CSRS to FERS after 22 years of CSRS service. Since 1999, I have been covered under FERS and paying Social Security. I plan to retire this year at age 67 after 36 years of service. I’ll have accumulated 54 calendar quarters of substantial and maximum earnings. At the time I elected to transfer from CSRS to FERS coverage, I was told that I’ll be exempt from windfall elimination provision deduction from Social Security benefits and that my spousal Social Security benefits will not be affected by the government pension offset. Is this correct?

Q. I am a CSRS Offset employee, having 33 years with the federal government (five years and seven months as CSRS, 28 years as CSRS Offset). Prior to that, I worked and paid into Social Security. Now including CSRS Offset, I have more than 30 years of paying into Social Security. If my CSRS annuity is $1,000 monthly and Social Security pays me $1,000 monthly at age 62, can I expect to receive $2,000 monthly with no reductions from the windfall elimination provision and government pension offset?

Q. My husband (65) is retired after over 30 years with the Postal Service. He recently went to apply for Social Security benefits and was denied because he was told that he was minus a few quarters and would have to go back to work to earn those quarters because he worked under civil service all those years. Is this true? Will he have to find a job at his age?

Q. I am about to retire under CSRS. If I work in the private sector and earn 40+ credits, will I be able to receive Social Security benefit payments along with my CSRS retirement annuity without any offset? If the answer is no and I go to work in the private sector, or for myself, do I/they have to withhold Social Security taxes from my salary since I will not be able to draw Social Security benefits (why would you have to pay into something you cannot receive benefits from later)?

Q. I am a CSRS Offset, have 15 years under Offset and 18 under straight CSRS. You gave a formula in one of your answers to take the CSRS years times the Social Security estimate divided by 40 to get the amount that would reduce your CSRS payment. My estimate of $1,000 in Social Security is the amount for my entire years contributing into Social Security (both CSRS Offset years and years before working with the federal government). How do I figure out what amount of the $1,000 belongs to the Offset years?

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