Q. I retired from civil service in 1990, started drawing my Social Security in 1996 and have received it every month since. I don’t understand, however, why the offset is deducted from my benefits that are based on my own earnings. What I receive is not a spouse or widows benefit. I am confused, and have tried several times in the last 21 years to get an explanation and always got the same reply that I was subject to the offset. I appreciate any help you can give.
Browsing: Creditable service: CSRS
Q. I am a retired federal government employee since 2013. I paid into Social Security from 1966 through 1983 when the late President Ronald Reagan took all federal employees out of Social Security and placed us into Medicare. How do Medicare benefits help me? My time to apply is three months from April 2018. Will I be penalized due to receiving a very low Social Security check when I will be getting my Medicare card next year?
Q. I am a retiree with 35 years of government service as a CSRS Offset employee. I am entitled to my full Social Security check because I have worked in private industry prior to working with the government and have over 30 years with government employment. So, I am an exception to the Windfall Elimination Provision. OPM has reduced my pension. Why is my pension being reduced?
Q. My mother retired from the U.S. Postal Service in 1997 or 1998. She came in under CSRS and later FERS; however, I guess she did not pay into Social Security at the time, unknowingly. But she worked for years with the state prior to that and was not given credit for it. She receives the bare minimum from Supplemental Security Income. Is there anything that I can do to help her? She has worked more than 50 years to only receive $250 per month.
Q. I had 10 years of federal service in December 1987, and I elected to keep my retirement in CSRS rather than FERS. We moved to where there was no federal agency nearby where I could be employed. In 2006 I was able to get back in a federal job position and I was placed in CSRS Offset when the temporary position became full time. I have now worked 10 more years in CSRS Offset. I have worked in the private sector for 30 years, paying into Social Security.
Q. I am currently a federal employee and retired from the Army. I am receiving my military retirement (annuity). I recently paid a military deposit under FERS to position myself to waive my military retirement and add it to my federal time before I retire. I will also have approximately 45 years of combined service at the conclusion of my career. Am I eligible for CSRS or just FERS? The reason I now ask is because my new service computation date is now May 1982.
Q. I’m a CSRS retiree and with Kaiser Permanente. I signed up with Medicare and received my card from Social Security saying I’m covered under parts A and B. I just sent in my first check for $345 for September, October and November. Do I still pay Kaiser the $120 a month for health care, or will that monthly withdrawal stop automatically from my retirement check? If not, who do I call to stop this payment?