Q. If I’m under my wife’s health plan (she is also a federal employee), and she retires and keeps the same plan, once our dependent is no longer in the plan, we are thinking of changing to self-only. We will both be retired by then. Can I then enroll in self, although at retirement I was under her? Or do I need to be in my wife’s health plan forever since at retirement I was under her?
Browsing: Coverage after retirement
Q. When I retire, will I have to pay the full cost of the Federal Employees Health Benefits – $553.50 (276.25 x 2) per month? That would practically wipe out my retirement annuity. Presently, my portion is $85.91, and the portion paid by the government is $190.84.
Q. I am a retiree enrolled in the Federal Employees Health Benefits program. When Obamacare becomes operational, will the FEHB program still be operational, or will it be canceled in favor of Obamacare?
Q. As a federal worker, I am carrying a family plan for health insurance. My child ages out this year. I am eligible to retire next year. My spouse is eligible for his own plan at a private company, but it will not follow him into retirement. We would save money carrying two self-only plans. If I switch to a self-only plan and then retire, will I be able to switch back to a family plan when spouse retires in seven years?
Q. Can I retire without health insurance and pick it up after retirement? My husband works for the government also, and I will be retiring soon. Would it be better for me to pick up family insurance before I retire so I don’t lose any benefits? Is there any difference on the health insurance cost/benefits of my spouse and mine after we both retire?
Q. I will be retiring from federal service Jan. 31, 2014. I am covered by FERS. I am 65 now and will be 66 when I retire. I enrolled in Medicare Part A during the time frame I was supposed to enroll (when I turned 65) and when I enrolled in Medicare part A, I declined Part B because I have health coverage (Blue Cross/Blue Shield) under the government program for such. So at this time, my primary health coverage is Blue Cross/Blue Shield and Medicare is the secondary. I have been told that after I retire, Medicare will become…
Q. I carry a family plan in my name. My spouse also works for the federal government but has no health insurance since she is under my plan. We still have two adult children on my plan; one is 21, the other is 25. When my spouse and I retire, we would like to both carry our own individual health plans as that would seem less expensive, and my two children will be 26 or older. So, must my wife get her own plan this upcoming open season, even though she is covered under my plan to do this in…
Q. I am a retired federal worker and have been on Medicare for two years. My wife is turning 65 this month. Until now, we have kept our health insurance with Blue Cross/Blue Shield since my wife did not qualify for Medicare. During the last two years, we have continued to pay the full price for family coverage since my wife needed health insurance. 1. Can we continue to keep the family coverage, group plan (as we have for almost 40 years), or are we forced to look for a supplemental plan? 2. Will my wife continue to be covered…
Q. I am a CSRS retiree who retired in 2009 at age 56. When I turn 65 and become eligible for Medicare, should I drop my Blue Cross/Blue Shield Federal Employees Health Benefits, which currently cost approximately $500 per month? Which Medicare “extras” should I take? What, if any, are the advantages of keeping my FEHB coverage?
Q. If my spouse waives the survivor benefit at the time of my retirement (currently 30 years as an 1811 employee), will she still be eligible for Federal Employees Health Benefits before and after I die if she survives me? Also, will my children under age 26 still be covered by FEHB after I retire, as long as I am still enrolled?