Q. I am CSRS Offset with more than 31 years of service. I had insurance through my husband’s work until five years ago. Then I signed up for Federal Employees Health Benefits single coverage health insurance. His insurance continued to cover him and our children. Later, a co-worker told me that, to have FEHB family coverage in retirement, I would have to have five years of family coverage before I retire.
Browsing: Coverage after retirement
Q. I am a retired federal employee under CSRS. Can I keep my current Blue Cross/Blue Shield insurance until I die? If not, why?
Q. I am a FERS retiree with self-only coverage and will be getting married in July. My fiancee has a good, inexpensive health care plan through her private employer but cannot carry that coverage into retirement. Can I wait until she retires (five years from now) to switch to self-and-family coverage, or do I have to switch within 60 days of the wedding? If I can wait, would I have to make the change during an open season, or would her loss of eligibility due to retirement be considered a qualifying life event?
Q. I turn 65 on Oct. 28. I had 35 years at the Postal Service, and my plans are to keep my National Association of Letter Carriers insurance and turn down Medicare Part B and of course use my Part A. I understand I will have to pay a penalty of 10 percent for each year I don’t enroll in Part B. Whom do I contact to do this?
Q. I acquired 30 years of service in May and will reach my minimum retirement age in November. If I accept a Voluntary Early Retirement Authority or Voluntary Separation Incentive Pay prior to my MRA, I understand I will not receive the special retirement supplement until I reach my MRA. What about the 5 percent reduction per year prior to age 62? My Federal Employees Health Benefits will be fine as I’ve been enrolled all along, correct?
Q. I’m about to turn 65, am a CSRS retiree, and receive Social Security annuity. I have Blue Cross/Blue Shield as my primary insurance, with Tricare as secondary. 1. Do my BC/BS premiums remain the same, or do they decrease? 2. Will my Medicare Part B premiums be taken out of my Social Security annuity? 3. I am being told that my Tricare coverage will be voided if I do not subscribe to Medicare Part B. Is this true? 4. Where/how do I sign up for Medicare coverage? I’ve received numerous advertisements from private companies in the mail which are…
Q. I am a retired postal worker covered by Blue Cross/Blue Shield federal employee program. I am also on Medicare. My wife just received her Medicare card. She is 65. I need your help in making a decision: Do I keep the health insurance I have, or do I apply for Medicare supplement plan?
Q. I am retired under FERS and recently married after retirement. Can I add my new wife to my plan?
Q. If I get married after retirement, can I add my wife to my federal Blue Cross/Blue Shield health insurance policy?
Q. My wife is a retiring federal civilian employee (Federal Employees Health Benefits) and just won her military retirement appeal, which should make her eligible for Tricare. As the spouse, did I have to be covered under her FEHB coverage for five years to be eligible myself? And are there similar requirements for Tricare?